Fannie Mae

Fannie Mae provides lenders with a reliable source of mortgage financing
Since 1938, Fannie Mae has provided a reliable source of affordable mortgage financing across the country. We support renters, homebuyers, and homeowners by creating solutions that expand access to affordable housing opportunities. We do not originate loans or lend money directly to borrowers. Instead, we acquire mortgage loans made by lenders and then issue guaranteed mortgage-backed securities (MBS) backed by those loans that attract investors. In 2022, Fannie Mae enabled the financing of approximately 2.6 million home purchases, refinancings, and rental units.